What does pet insurance cover

Hospitalisation of the owner — the cost of boarding kennel fees if you are hospitalised for a specified period of time. Death from illness up to a certain age — cover for purchase price should your pet die due to illness. You can read more information about travelling abroad with your pet on this website. Retrieval costs — money towards advertising, reward and repatriation if your pet is lost or stolen.

Read more about dog theft and how to keep your dog safe. Alternative treatments — some policies provide cover for your pet to receive alternative treatments or therapies such as homeopathy and hydrotherapy.

Read more about alternative health for pets. Find out more Accept. Pet insurance The most important aspect of a pet insurance policy and the main reason why people insure their animals, is to cover veterinary fees.

Additionally, many vets are willing to work with you to figure out a payment plan. Pet insurance is a niche product that has become increasingly popular over the years. You have a policy with specific coverage and deductible amounts, as well as a reimbursement process with the provider, and you pay a premium every month for it. Pet owners can generally choose from three types of coverage: accident and illness, accident-only, and wellness plans. Accident and illness policies cover injuries in addition to most illnesses, whereas accident-only policies only cover injuries.

If you decide to get pet insurance, experts recommend getting it when your pet is young and healthy, because most policies exclude pre-existing conditions. Most people get pet insurance when their pets are young and healthy, and monthly premiums are the lowest.

As pets age and become more susceptible to health complications, pet insurance premiums tend to go up. Pet insurance premiums have on average shot up over the last few years.

The pet insurance market in the U. Nationwide is one of the few that offers coverage for birds, snakes, turtles, and other more exotic pets. Blakely says MetLife has seen an uptick in pet insurance quotes and the number of pet insurance enrollments in the last year.

Buying pet insurance is a very personal decision. While the thought of my pet being covered by insurance would be comforting, I feel good knowing I have a fund that can help if something does go wrong. Having a line in my budget, being proactive about preventive care, and having emergency savings have allowed me to say no to pet insurance.

The Marijuana Industry Is Booming. Mortgages Rates Dropped to 3. What does pet insurance cover? The varying levels of pet insurance include: Accidental injury: This covers physical injuries caused by an accident, such as broken bones, flesh wounds or even snake bites.

Illness: If your pet is an otherwise healthy animal, illness-only cover helps pay the bills when your pet gets sick. This can include infections, upset stomachs and skin conditions. Accident and illness: This comprehensive level of cover incorporates both accidents and illness and may also include some optional extras. We'd love to know what you think of our website so we can improve it!

We are pet specialists and have an unrivalled knowledge of pet health unlike many other insurers. Get a quote. Every pet deserves Petplan We are pet specialists and have an unrivalled knowledge of pet health unlike many other insurers. Live Chat.